Protect Underwriting Logo

Different By

Insurtech-Powered.
Veteran-Led.

Built for the gig, sharing, micro-mobility, and emerging-tech economies. And for the transport businesses moving them.
02 One Belief

Different by Design.
By Purpose.
By Choice.

Underwriting and technology, together. Not at odds.
03 One Mission

Five Specialist Covers.

Five products. Each one built for the new economy.
04 / 01
Launching Soon

Public & Products Liability.

Liability cover for the gig, sharing, and micro-mobility economies.
04 / 02
Coming Soon

AI Protect.

AI creates new value. It also creates new risk. Specialist liability for businesses building or deploying AI.
04 / 03
Live Now

RideProtect 2.0.

Comprehensive cover for personal use and rideshare. For your Rideshare use, you only pay for the hours you actually work.
04 / 04
Live Now

TransportProtect.

Heavy motor insurance for transport operators. Faster cover. Less friction.
04 / 05
Coming Soon

eBikeProtect.

Liability cover for eBike manufacturers and distributors. With rider protection built in.
05 The Platform

The Underwriting Engine.

A digital platform for brokers. Submission to bind, without the paperwork.
06 Our Approach

From Risk to Bind.

Four steps. No detours.
01 · Submit

Submit in Minutes

Brokers submit through our platform. Straightforward intake. No paperwork.
02 · Review

Reviewed by Specialists

Our underwriters review every risk. Decades of expertise, technology-assisted.
03 · Indicate

Rapid Indications

Clear terms where capacity exists. Honest answers where it doesn't.
04 · Bind

Bound the same day

Bound the same day — Accepted indication to bound policy in minutes. Documents issued instantly.
07 Who We Serve

We make our partners
the heroes.

Brokers
Specialist capacity for risks the standard market won't take. Clear remuneration. Broker retention. Real outcomes.
Finance Partners
Insurance indications, generated alongside loan documents. Asset finance, without the insurance scramble.
Businesses
Direct cover for the gig, sharing, micro-mobility, emerging-tech economies as well as traditional sectors moving forward with AI and automation. Built for what's new, and what’s coming.

Insurance veterans.
Technology builders.

Built by people who've spent careers fixing what's broken.

Stephen Bennett

Co-founder & Director

50 years across broking and underwriting. Joint founder and MD of Australian European Insurance Brokers (AEI Insurance Brokers) and Global Underwriting Services (GT Insurance). Director of Hunter Equity Group, Quantum Risk Management (QRM) and FTB Consulting. AFAIM, MAICD, NIBA mentor.

Steven Humphries

Steven Humphries

Co-founder & Director

25+ years in corporate law and governance, with deep M&A experience across the insurance industry. Founder and principal of Sydney law firm Walter Baden. Past chair of Ansarada and partner at Hunter Equity Group.

Member 3

Bob Lee

Co-founder & Director

35+ years across underwriting, distribution and senior management in Australia and overseas. Director of Hunter Equity Group, owner of Macquarie Underwriting and Chairman of MB Insurance Group. CIP, GAICD, past Chairman of UAC.

Member 4

Jeremy Bennett

Managing Director

22+ years of executive insurance experience across London, Asia-Pacific and Australia, including direct Lloyd's market exposure at Aon London and senior roles at Marsh and QBE. Founder of Ride-Protect — one of Australia's first rideshare insurance platforms. Responsible Manager for AFSL 241055.

Nick Bell

Head of Insurance

20+ years in insurance product, pricing and underwriting. Head of product at Progressive Direct Australia and instrumental in Bingle's launch at AAMI. Former ASIC Responsible Manager. Direct line to Lloyd's syndicates.

A risk that won't fit?
Let's talk.

Global Strength.
Local Knowledge.
Built Different.

Lloyd's-backed. Australian-built. Digital by default.
  • Appointed Lloyd's Coverholder
  • Australian owned. AFSL 241055.
  • Decades of specialist underwriting
  • Digital-first. Quote to bind, paperless.