Protect Underwriting Logo

RideProtect 2.0 is back. Bigger. Better.

Comprehensive cover for personal use and rideshare. Personal use priced like any policy. Rideshare? Better.You only pay for the hours you're actually working.
01 Why drivers switch

Built for the way you actually live and work.

Your personal use is priced just like any other comprehensive insurance policy — full cover, full peace of mind, comparable rates to a non-rideshare driver.

Rideshare use? You only pay for the hours you're actually working. Drive more, pay a little more. Drive less, pay a little less. Insurance that works as hard as you do — and only charges you when it needs to.

02What's covered

One policy.
No gaps.

Every RideProtect 2.0 policy bundles personal-use cover, rideshare cover and the extras most drivers have to bolt on separately.

Comprehensive — Personal & Rideshare

One policy that covers both personal use and rideshare driving. No splitting cover. No gaps between policies. No "rideshare not covered" surprises at claim time.

Hourly Rideshare Pricing

Rideshare premium charged per hour the rideshare app is active. Drive 20 hours a week or 60 — your premium scales with what you actually drive.

$20m Third-Party Liability

$20 million third-party property and personal-injury liability cover — well above industry standard, designed for the realities of rideshare exposure.

Roadside Assistance Included

24/7 roadside assistance bundled in — flat tyres, lockouts, jump-starts, towing. No add-ons, no separate membership.

Hire Car — Even If You're at Fault

Hire car cover whether you're at fault or not. Most insurers only provide hire car if you're not at fault. Rideshare income shouldn't stop because someone made a mistake.

Multi-Platform — Uber, DiDi, Sherpa, Amazon Flex

Drive on every major Australian platform — Uber, DiDi, Sherpa, Amazon Flex and more — under one policy. Switch platforms freely. Cover follows you, not the app.

Fuel & Grocery Discounts

Member-only discounts at major fuel stations and supermarket chains — built in. Real money back in your pocket every time you fill up.

Fast Claims · No Penalties to Cancel

Claims processed on the platform you're already on. Cancel or change your policy whenever you need — no penalties, no exit fees, no fine print.
03 Why this is different

One Policy. Pay-By-Hour. Real Extras.

Three reasons drivers are switching from traditional rideshare insurance to RideProtect 2.0.
01

One Policy Coverage

Personal use AND rideshare on a single policy — not a personal policy with a rideshare endorsement. No coverage gaps when claim time comes.
02

Hourly Rideshare Pricing

Rideshare premium based on actual app-active hours. The harder you work, the more you pay — but you only pay for the hours you actually earn.
03

Real Extras, Built In

$20m liability, hire car cover regardless of fault, roadside assistance, fuel and grocery discounts. Bundled. Not bolted on.
04 Who this is for

If you drive for a living, even part-time.

Whether rideshare is your full-time job or a side income — RideProtect 2.0 is built around how you actually drive.
Uber drivers — UberX, Uber Premier, Uber Comfort, Uber Pet
DiDi drivers — DiDi Express, DiDi Premium
Sherpa drivers — courier and on-demand delivery
Amazon Flex drivers — package delivery routes
Multi-platform drivers — switching between any combination of the above
Part-time drivers — weekend, after-hours, school-run-friendly schedules
Get covered

Get a quote in under 90 seconds.

Online quote, online cover, online claims. Built by drivers who know what bad insurance feels like.