Launching Soon

Liability Cover Built for the Platform Economy

Purpose-built public liability and products liability insurance for platforms, marketplaces and digital businesses — backed by Lloyd's of London.

Why Traditional Liability Doesn't Fit

Platform businesses do not operate like traditional companies. Your users are not your employees. Your product might be a marketplace, not a widget. Your exposure changes with every transaction, every new user, every market you enter. Standard liability policies were not designed for this.

Protect Underwriting's Public & Products Liability cover is built from the ground up for businesses operating in the digital economy. We understand the nuances of platform risk — from aggregator liability to API failures to third-party integration exposures — and we price accordingly, not punitively.

Purpose-Built Liability.
Not Off the Shelf.

Who This Is For

Digital platforms and marketplaces
SaaS and technology companies with customer-facing products
Gig economy and on-demand service platforms
E-commerce businesses and aggregators
Any business where traditional liability policies fall short
If your broker has struggled to place your liability risk, or your current policy does not reflect how your business actually operates, we want to hear from you.
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Global Strength. Local Knowledge. 
Built Different.

Lloyd's of London strength. Australian veteran expertise. Insurtech-powered delivery.
  • Appointed Lloyd's of London coverholder — backed by Lloyd's syndicates
  • Australian owned and operated under AFSL 241055
  • Decades of specialist underwriting expertise across emerging and complex risks
  • Digital-first insurtech platform — from quote to bind without the paperwork
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A Modern Underwriting Agency for a Digital Age.
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